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Loan Interview Questions and Answers
Home
Questions
Loan
0
votes
Q: “A contract by which one party promises to save the other from the loss caused to him by the conduct from the promissory himself or by the conduct of a third party” is called
asked
Feb 26
in
Loan
by
sharadyadav1986
loan-contract
loan
0
votes
Q: Letter of disclaimer is taken from:
asked
Feb 26
in
Loan
by
sharadyadav1986
letter-of-disclaimer
loan
0
votes
Q: Hypothecation is called as:
asked
Feb 26
in
Loan
by
sharadyadav1986
hypothecation
loan
0
votes
Q: The Banker has right to debit any customer’s account which has credit balance to adjust any debit balance in any other account of the same person. This right is called:
asked
Feb 26
in
Loan
by
sharadyadav1986
customer-account
debit-balance
loan
0
votes
Q: In case of Hypothecation the possession of the merchandise is held with the:
asked
Feb 26
in
Loan
by
sharadyadav1986
hypothecation
possession
0
votes
Q: Rates of interest to be charged against various forms of advances are determined by:
asked
Feb 26
in
Loan
by
sharadyadav1986
interest-of-loan
loan-interest-rates
0
votes
Q: Performance of Budget of a branch includes
asked
Feb 26
in
Loan
by
sharadyadav1986
budget-performance
branch-loan
0
votes
Q: A Bank can sanction loan to a single party upto a maximum amount of
asked
Feb 26
in
Loan
by
sharadyadav1986
bank-sanction
loan
0
votes
Q: Provision for Bad debts is made out of
asked
Feb 26
in
Loan
by
sharadyadav1986
bad-debts
provisioning
0
votes
Q: Classified loans and advances mean:
asked
Feb 26
in
Loan
by
sharadyadav1986
classified-loans
loans
0
votes
Q: Drawing power in a CC account is determined within sanctioned limit on the basis of
asked
Feb 26
in
Loan
by
sharadyadav1986
cc-account
drawing-power
0
votes
Q: Pledge is one of the methods of charging securities against loans and advances and is defined in:
asked
Feb 26
in
Loan
by
sharadyadav1986
pledge-method
charging-security
loans
0
votes
Q: Bank Credit includes all loans and advances (Cash Credit, Overdraft, PAD/LIM) and also bills purchased and discounted:
asked
Feb 26
in
Loan
by
sharadyadav1986
bank-credit
credit-bank
0
votes
Q: Documentation is valid when it is:
asked
Feb 26
in
Loan
by
sharadyadav1986
bank-document
document-validation
0
votes
Q: Advances are traditionally divided into following categories:
asked
Feb 26
in
Loan
by
sharadyadav1986
bank-advance
loan
0
votes
Q: Principles of sound lending mean:
asked
Feb 26
in
Loan
by
sharadyadav1986
lending-bank
lending-principle
loan
0
votes
Q: For recovery of stuck-up loans and Advances, Banks can take legal action under:
asked
Feb 26
in
Loan
by
sharadyadav1986
loan-recovery
bank-legal
0
votes
Q: Pledge and Hypothecation relate to Movable property and Mortgage relates to Immovable property
asked
Feb 26
in
Loan
by
sharadyadav1986
loan-pledge
hypothecation
mortgage
0
votes
Q: Advances are of two types viz: “Secured” and “Unsecured”. The following advances are secured advances:
asked
Feb 26
in
Loan
by
sharadyadav1986
loan-advance
advance-securities
0
votes
Q: The common modes of creation of charge over the securities against loans and advances are:
asked
Feb 26
in
Loan
by
sharadyadav1986
securities-charges
loan
loan-securities
0
votes
Q: In case of ‘Cash Credit’ advance:
asked
Feb 26
in
Loan
by
sharadyadav1986
cash-credit
loan
0
votes
Q: Banker’s right to cancel advance at any time with or without intimation is acknowledged by the borrower by signing:
asked
Feb 26
in
Loan
by
sharadyadav1986
borrower-sign
loan
0
votes
Q: In case of working capital finance to a public limited company against hypothecation of raw materials, Bank always prefer to register the charges with registrar, Joint Stock Companies to:
asked
Feb 26
in
Loan
by
sharadyadav1986
capital-finance
loan
hypothecation
0
votes
Q: Pledge as a method of charging securities are defined in:
asked
Feb 26
in
Loan
by
sharadyadav1986
charging-securities
loan
0
votes
Q: Banks grant advances to the borrowers for purchase of vehicles against creation of the following charge:
asked
Feb 26
in
Loan
by
sharadyadav1986
bank-grant
purchase-receipt
loan
0
votes
Q: In a contract of guarantee, there are three parties. They are:
asked
Feb 26
in
Loan
by
sharadyadav1986
contract-guarantee
loan
0
votes
Q: One of the differences between cash credit and overdraft is:
asked
Feb 26
in
Loan
by
sharadyadav1986
cash-credit
overdraft
loan
0
votes
Q: Letter of Continuity is taken in case of:
asked
Feb 26
in
Loan
by
sharadyadav1986
letter-of-continuity
loan
0
votes
Q: Mr. White, a customer of your Branch approaches you for a loan facility against FDR for Tk. 50,000 of another Bank issued in his name. Will you accept it as security and give loan?
asked
Feb 26
in
Loan
by
sharadyadav1986
fdr
fixed-deposit
0
votes
Q: Can Public Limited Company give guarantee?
asked
Feb 26
in
Loan
by
sharadyadav1986
public-limited-company
bank-guarantee
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