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The Scrum framework, being an Agile iterative process, inherently minimizes risk. Many Scrum practices facilitate effective management of risk. Choose the option that is NOT a correct pairing of a Scrum characteristic with its role in minimizing risk:

a) Flexibility: Business-environment-related risk

b) Regular feedback: Expectations-related risk

c) Team ownership: Estimation related risk

d) Transparency: Investment risk

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d) Transparency: Investment risk

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