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What is the maximum number of claims you can make in a year?

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In general, there is no limit to the number of claims in a year, provided it does not exceed the sum assured of your policy. You must ask your insurer about your claim limit beforehand.

Create a check-list of these questions, and analyze all the available policy options on the basis of this. Another very critical thing to remember is that whichever plan you decide to opt for, go through the policy wordings carefully and completely before you sign the policy documents.

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