Technological and medical breakthroughs have made it possible for certain treatments and surgeries to be administered and conducted over a few hours with the patients needing on hospital stay. Examples include chemotherapy, radiotherapy, dialysis, cataract surgery, kidney stone removal, etc. These are called daycare procedures as it is performed without requiring 24-hour hospitalization. Each insurer has a list of daycare procedures for which they provide coverage.
Some health plans also cover outpatient treatments such as dental treatments and doctor’s consultation fees. Alternative treatments through homeopathy, Unani or Ayurveda are also covered by certain health insurance plans.
