The list of network hospitals keeps sees change with some hospitals exiting and some new ones getting added. Hospitals need to meet certain requirements to remain on the network. There are instances where hospitals deny cashless claims for certain insurance companies in case of any dispute, payment delays or due to other issues.
Also, if a plan offers a long list of daycare procedures it doesn’t mean that it is better than a plan which offers lesser daycare procedures as they may also have an exhaustive list of restrictions and conditions. This can lead to high claim rejections.