Many insurers offer discounts for members of the military, so be sure to ask if there are any breaks available and if you qualify. Also, if you will be deployed and your car will be sitting idle while you are away, ask your insurer if you can suspend any part of your coverage to save money. This option may not be available in all states or from all insurers, but it might pay to ask. Should I participate in a “pay as you drive” insurance program and have my driving tracked to reduce my premiums?