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Do I need to get pre-qualified for a mortgage?

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That brings up a good point about getting pre-qualified.

It’s an important first step to ensure you can actually get a mortgage, while also determining how much you can afford. Two birds, one stone.

Where you actually provide real financial documents to a bank or mortgage broker for review, and they run your credit.

Real estate agents typically require that you be pre-approved if you want to make a qualified offer.

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